Health, liability and accident insurance

From the very first day, research fellows and accompanying family members must be covered by medical insurance providing adequate coverage in Germany for the entire duration of their stay in Germany. There are two options to take out insurance:

• Private Travel Health Insurance, covering for the medical treatment of acute illness not related to previous illness and in case of accident
• Private Comprehensive Health Insurance, generally covering costs for treatment of pre-existing conditions

• Information Sheet "Subsidy towards the cost of private medical and liability insurance" (PDF, 139 KB)

Below you will find further information from various insurance companies on the scope of benefits and the options to apply online:

Private travel health insurcance

• International Science HealthCare Plan
• HanseMerkur, Geschäftsstelle Daniel Weist

Private comprehensive health insurance

• DEGIS: Private substitutive health insurance coverage for research fellows in Germany
• International Science HealthCare Plan: FlexMed Global Impat Tariff
• Maximum premium rates for calculating the subsidy (PDF, 79 KB)
• Form for applying for a subsidy towards the cost of comprehensive health insurance (PDF, 201 KB)